Our payment plans
We know that when you’re thinking about having fertility treatment, funding is often one of your most important considerations. At CREATE, we offer cost-effective payment plans for our patients to help you make your family dreams a reality.
When you come to the clinic our friendly staff will take you through the process and answer any questions you may have, the enrolment process is all digital so no need to print or post anything.
Why choose a payment plan?
- 0% interest available*
- Easy to manage monthly payments
- Easy to set-up
*available on 1 & 3 cycles over 12 months
Our Payment Plans
Our representative example is based on average treatment cost - depending on your individual treatment choices
you may pay more or less than the example below.
- Example treatment cost: £
- Deposit: £
- Loan amount: £
- Total repayments: £
- Monthly repayments: £
Example: Borrowing £ over 12 months with an interest rate of % APR fixed, the amount payable would be £ per month, with a total amount payable of £.
The minimum deposit for our payment plans are 20%.
The maximum deposit for our payment plans are 50%.
Whether you're accepted for finance or not depends on many different factors, before you apply please note you will only be considered if you:
- • Are at least 18 years old
- • Are a permanent UK resident and have lived in the UK for at least 3 years
- • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
We have partnered with Duologi who have a dedicated credit team who use their bespoke credit engine to help them reach decisions.
Unfortunately the loan agreement needs to be in the patients name, this can be yourself or your partner.
Currently the maximum amount you can borrow is £12,000.
Your first direct debit payment will be taken either 25 or 30 days after you have started treatment, depending on the payment plan chosen. Your first payment date will be confirmed once the application is approved. This will show on your statement as a payment to Specialist Lending Ltd. You have the right to repay all or part of the loan early at any time.
A credit search occurs when a third party investigates your credit report. They’re looking to see how you manage your credit now, and how you’ve managed it in the past. This search may then be recorded on your credit report for other third parties to see. This is useful to lenders because if you’ve made multiple applications for credit recently, it could suggest to them that you have an urgent need for credit which you may struggle to pay back.
Finance is provided by our finance service partner Duologi which is a trading name of Specialist Lending Ltd.